We offer a range of solutions designed to meet your financial needs—whether you're just getting started or scaling something bigger. Everything is packaged to help you move forward with clarity and confidence.

See our service page if you want to dive deeper in what we offer.

A bookkeeper records transactions and keeps your books current. A controller oversees the accounting function: close process, reconciliations, financial reporting, and compliance. A fractional CFO does all of that while adding the strategic layer: cash flow forecasting, margin analysis, pricing and hiring decisions, capital planning, and financial modeling for growth. Think of it as a spectrum from recordkeeping to reporting to strategy.

Most founder-led businesses outgrow their bookkeeper well before they can afford a full-time CFO — that's exactly the gap a fractional CFO fills.

I don't do the bookkeeping personally, but I make sure it gets done right. I work with a trusted bookkeeper on the execution side and own everything above that — the review, the reporting, the strategy. Most clients find it easier to have one person overseeing the whole financial function rather than managing a bookkeeper and a CFO separately. If you already have a bookkeeper, I'll work with them. If you don't, I can bring one in. Either way the bookkeeping gets done right and the advisory work builds on top of it.

If you have a bookkeeper or accounting team, the work here builds directly on what they produce — reviewing the financials, identifying gaps, and turning the numbers into strategic advisory work that moves the business forward.

If the books need cleanup before that work can begin, a one-time Books Cleanup project handles that first. Either way, the goal is clean financials and a financial partner who knows exactly what to do with them.

Every engagement is priced on the value it delivers. Structured as a fixed-fee project, a monthly retainer, or an annual arrangement with a transparent scope and price agreed upon before any work begins. After an initial discovery call, you'll receive a clear recommendation on which engagement fits your situation and exactly what it costs. No hidden fees. No surprises

Primarily QuickBooks Online and Quickbooks Desktop through secure remote access. If you're currently on a different platform we'll assess whether it meets the needs of your business or whether a migration makes sense — that evaluation is part of the Financial Clarity Audit. We do not recommend switching platforms simply for the sake of it. The best system is the one your team will actually use correctly.

No — and in most cases you shouldn't try. Cleaning up books without understanding the underlying issues often creates new problems. The Financial Clarity Audit is designed to assess your books as they currently are, identify what needs to change, and build a prioritized plan for getting your financial infrastructure in order. Starting from where you are is the point.

If the books need significant work before the audit or retainer makes sense, the Books Cleanup handles that first — chart of accounts, transactions, reconciliations, and clean reviewed financials delivered at the end. It's not a standalone bookkeeping service — it's a prerequisite that gets the foundation right so the advisory work that follows actually means something. Either way, the state of your books is never a reason to delay reaching out.

Monthly retainer clients can cancel with 30 days written notice — no long-term contracts, no cancellation fees. Annual prepay clients who cancel early receive a prorated refund for unused months minus a one-month early termination fee. We don't lock clients into engagements. If the fit isn't right, we'd rather part ways cleanly than deliver work that isn't serving you.

Yes. A meaningful portion of practice capacity is reserved each year for nonprofits, and mission-driven organizations that need CFO-level financial thinking but can't afford market rates. A defined portion of practice capacity is reserved each year for qualifying organizations at reduced rates or no cost.

To inquire, book a discovery call and note your organization type in the intake form. Availability is limited and engagements are assessed individually.

No. Camacho Consulting Co. provides fractional CFO and financial advisory services not tax preparation or tax filing. We handle financial strategy, reporting, and operational accounting. For tax preparation we're happy to refer you to a trusted CPA firm. If you're a current client, we'll coordinate directly with your tax preparer to ensure they have everything they need at year-end.