Free Resources for Agencies and Professional Service Firms

The backbone of useful financial reporting.

If your books don't have a clean, logical chart of accounts, your P&L will never tell you what you actually need to know. This template is structured for service businesses — agencies, consultants, and studios — and gives you a starting point you can hand directly to your bookkeeper or accountant.

A well-organized chart of accounts is what makes margin by client, project, or service line actually visible.

Know what's coming before it hits.

Cash flow surprises kill otherwise healthy businesses. This projection template gives you a rolling weekly view of cash in and cash out so you can see problems 4–6 weeks out — not the day they arrive.

Fill it in with your recurring revenue, expected client payments, and fixed costs. Update it weekly. It takes less than 30 minutes once it's set up and will change how you make decisions.

Get a head start on tax filing.

If you're self-employed or running a lean operation without a dedicated payroll function, taxes are often the biggest financial blindspot. This schedule walks through estimated quarterly tax obligations, self-employment tax considerations, and key deadlines so nothing catches you off guard at year-end.

This is not a substitute for a CPA — but it will make every conversation with one more productive.

Finish here — then decide your next move.

Once your books are set up, your cash flow is visible, and your tax obligations are mapped, this checklist tells you where you stand as a business and whether you're ready to work with a fractional CFO. It covers seven areas of your financial operations and gives you a plain-English score with clear next steps.

Think of it as the diagnostic that turns everything else in this folder into a decision.